Where are you going? ?

When is your trip?

Who is travelling?

Enter the age of each person today, including children.
  • Are all travellers currently living in Australia, and:

    • are they Australian citizens with a valid Australian Medicare card, or

    • do they hold a visa allowing them to live, work or study in Australia?

    If any traveller has already left their home in Australia and are on their trip this cover is subject to a 3 day no-cover period. This means there is no cover under any section for any event that has occurred already or that arises within the first 3 days of buying the policy.

    Check our travel alerts and advisories for known world events that may affect the cover.

    Limited cover for COVID-19. Further terms and conditions apply, including:

    • Pre-trip cancellation if you or your travelling companion have COVID-19 and cannot travel (available on Comprehensive plans only). If you buy a policy within 21 days of your travel, we only cover the travel costs you paid within 48 hours of, and after, buying this policy.

    • A special excess applies if you’re diagnosed with COVID-19 on your trip. It will be deducted in addition to any other excess.

    • There’s no cover for travel to a country on Smart Traveller’s Do not travel list, border closures or travel bans.

    • Full details in the PDS/FSG.

    You have a duty to take reasonable care not to make a misrepresentation when entering this contract of insurance.

    By continuing, you acknowledge and understand the above.

    Travel Insurance Benefits

    24 hour medical

    With 24 hour emergency assistance included, worldwide travel medical help is just a phone call away.

    21-day cooling
    off period

    You may cancel your policy and receive a full refund of the premium paid as long as you do not wish to make a claim or you haven't departed on your journey.

    Cancellation &

    If your journey is interrupted or changed, benefits include cover for amendment costs, travel delay and resumption of journey.

    Lost passport &
    travel documents

    NRMA insurance offers cover for lost luggage, replacement of travel documents, delayed luggage, cameras and laptop computers.