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FSG/PDS & TMD

 

FSG/PDS & TMD 

Combined FSG & PDS - Combined Financial Services Guide and Product Disclosure Statement

For policies issued on or after 22 April 2026

For policies issued on or after 29 May 2024 to 21 April 2026

TMD - Target Market Determinations

Target Market Determination (effective 22 April 2026)

Target Market Determination (effective 16 October 2024 to 21 April 2026)

NRMA Travel Insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507), arranged and administered by Cover-More Insurance Services Pty Ltd ABN 95003 114 145, AFSL 241713 and promoted and distributed by Insurance Australia Limited ABN 11 000 016 722, AFS Licence No. 227681 trading as NRMA Insurance (NRMA Insurance) as well as by its authorised distributors.

National Roads and Motorists’ Association Limited (ABN 77 000 010 506) (NRMA) receives a commission from NRMA Insurance for each travel insurance policy when you purchase the policy. NRMA may receive other remuneration in relation to the referral services NRMA provides.

Limits, sub-limits, exclusions, terms and conditions (including eligibility criteria) apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit Target Market Determinations (TMD). If you purchase this product from NRMA Insurance or its authorised distributors, they may receive a commission. For more information please refer to NRMA Insurance's FSG.

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